XRP ETFs could see $8B inflows if the CLARITY Act passes

A new projection suggests XRP exchange-traded funds could see a massive surge in inflows if the CLARITY Act passes. Standard Chartered estimates these funds may attract between $4 billion and $8 billion in their first year. This would dwarf the $1.44 billion gathered since their launch in November 2025. The success of XRP ETFs depends heavily on the CLARITY Act. Institutional investment is seen as the key to pushing XRP past a major resistance level at $1.45. Around 1.16 billion XRP currently sit as sell orders near this price, marking a break-even point for many past buyers.

Without the Act, analysts warn XRP could drift back toward its yearly lows as the initial momentum fades. The asset’s performance is tied to a binary outcome: strong gains if the Act succeeds, or a pullback if it does not. Investors are advised to monitor the Act’s progress through the Senate, ETF inflows, and price action near the $1.45 barrier.

Historical trends also suggest caution. XRP has often seen selling pressure after major news, so inflows should be treated as potential rather than guaranteed. The projection highlights a significant opportunity for XRP if institutional money enters the market. However, the downside remains clear if the CLARITY Act stalls. Investors are urged to adjust their positions carefully, weighing both the upside and the risk of a post-news sell-off.