Rosgosstrakh secures top-tier ruAA rating with stable financial outlook

Expert RA has reaffirmed Rosgosstrakh’s financial strength rating at ruAA with a stable outlook. The agency cited the insurer’s strong market position, high-quality assets, and effective management as key factors. This rating underscores Rosgosstrakh’s reliability for its 7 million customers across Russia. The rating reflects Rosgosstrakh’s robust asset quality and consistent investment returns. Expert RA also noted the company’s stable and well-diversified portfolio, spread across various insurance lines and regions.

As of 31 March 2026, Rosgosstrakh maintained a regulatory solvency ratio of 1.17. All major risks are fully covered, with net retention kept below 4% of its own funds. The insurer has also demonstrated a strong ability to handle large claims efficiently. The ruAA rating with a stable outlook confirms Rosgosstrakh as a dependable partner for policyholders. Its financial stability, risk management, and diversified operations support its position in the market. The company continues to meet regulatory and operational benchmarks effectively.