Strict Rules for Maternity Capital Use Clarified by Government

The government has clarified the strict rules for using maternity capital. The funds can only be directed towards certain housing-related expenses. Any other use is not permitted under the law. Families can use maternity capital to repay a mortgage. However, it cannot be applied to consumer or car loans.

Buying a plot of land alone does not qualify as an improvement in housing conditions. To use the funds, a house must be built on the purchased land. Without this, the expenditure is not allowed.

The law also specifies that certain repairs do not count. Capital repairs, window replacements, or apartment redevelopments are excluded. These changes do not increase living space and thus do not meet the criteria for improving housing conditions. The restrictions ensure maternity capital is used only for approved housing purposes. Eligible expenses include mortgage repayments and building a home on a purchased plot. Other uses, such as land purchases without construction or non-structural repairs, remain prohibited.